• Personal Insurance

Your Personal Insurance needs are not the same as your friends and neighbors. Your homes are different. Your possessions are different. Your Homeowners and Personal Automobile exposure to risk is just not the same as others. You have individual requirements as unique as you are and they need to be treated as such.

marthas vineyard personal insuranceAt Martha’s Vineyard Insurance, we:

  • Design Homeowners, Personal Automobile, and Yacht policies to fit your individual requirements by undergoing a risk analysis
  • Evaluate your Personal Insurance exposures to be sure that we are properly protecting your Personal assets from loss & liability
  • Represent premier Personal Insurance carriers including Chubb, Chartis, P.U.R.E., and others.
Commerce InsuranceNew London County InsuranceAIGNarragansett Bay Insurance
Lloyds of LondonChubb Insuranceselective insurance group logopure insurance logo


personal automobile insuranceBuying automobile insurance can be confusing and time consuming. At Martha’s Vineyard Insurance, we take the time to explain your coverage, the options available and why this protection is important.

  • Personal Liability
  • Physical Damage — Collision / Comprehensive

Other coverage available includes:

  • Medical payments for you and your passengers
  • Uninsured Motorists – protects you and your passengers if injured in an accident with a driver with no coverage
  • Towing and Labor
  • Rental Reimbursement


Homeowners InsuranceYour home is probably your most valuable asset. At Martha’s Vineyard Insurance our utmost concern is helping you determine the proper insurance program for your residence and will provide you with the broadest coverage for the best price.

We will review your existing coverages, ask the important questions and analyze your needs in order to design an insurance program that’s just right for you and your family.

Personal Estate Planning

Personal Estate Planning, Individual Life, Disability & Long Term Care

personal estate insuranceIf you have dependents, it is important to map out your financial plan with an agent you can trust. Martha’s Vineyard Insurance will work with you to find the most suitable plan to fulfill promises and obligations to the people you care about most. Find out how to protect yourself and your family in the event of an accident or long-term health issues.

Martha’s Vineyard Insurance service offerings include:

  • Mortgage Protection
  • College Education
  • Salary Continuation
  • Estate Planning
  • Key Person
  • Buy/Sell Programs
  • Deferred Compensation
  • Split Dollar Programs


personal umbrella insuranceEnormous liability claims and astronomical judgments are no longer the worry of only the super rich. Anyone can be sued for many reasons regardless of your income level. Insufficient coverage can result in financial disaster. Your current assets, earnings and even future earnings can be jeopardized. Contact Martha’s Vineyard Insurance to see how an umbrella liability policy can protect you where standard policies do not.

Yacht/Personal Watercraft

boat insuranceBoat owners have long depended on the marine expertise at Martha’s Vineyard Insurance. Whether you are insuring a 25 foot boat or a 150 foot yacht, you can count on us to advise you on the insurance protection available.